Working from the median Ireland salary of €40,000 for copywriters, a mid-level freelancer needs about €60 an hour to match that income after overhead, tax, and unbillable time.
Recommended mid-level rate · Copywriter · Ireland
€60/hr
Matches the median salary after 25% overhead, tax set-aside, and 60% billable time
Rates verified 2026-07-06 · Source: Indeed Ireland salary data · Methodology
Prefilled with the Ireland median for copywriters and a 30% tax set-aside — change anything.
30% covers income tax, USC, and Class S PRSI for a mid-income sole trader; incomes above ~€42,000 hit the 40% band quickly.
Your hourly rate
€60
1,104 billable hours/yr · rounded up to the nearest 5
| Level | Hourly | Day rate | Project floor |
|---|---|---|---|
| Junior×0.7 | €45 | €350 | €1,750 |
| Mid-level×1 | €60 | €450 | €2,250 |
| Senior×1.4 | €85 | €650 | €3,250 |
Junior ×0.7 and senior ×1.4 income multipliers, consistent with typical published salary spreads. The project floor is one reserved week (5 × day rate) — the smallest engagement worth switching contexts for.
The calculation starts from the median full-time salary and adds what employment quietly includes. Overhead (25%) covers the costs an employer would carry — equipment, software, insurance, workspace, accounting. A tax set-aside (30%) is applied on top of income plus overhead. 30% covers income tax, USC, and Class S PRSI for a mid-income sole trader; incomes above ~€42,000 hit the 40% band quickly.
hourly = (€40,000 + overhead + tax buffer) ÷ (46 weeks × 40 hrs × 60% billable) = €65,000 ÷ 1,104 hrs → €60/hr (rounded up to the nearest 5)
The divisor is the part most people get wrong. 60% billable time is a healthy, sustainable utilisation for an established freelancer — proposals, marketing, admin, and invoicing are real work that no client pays for. And 46 working weeks assumes six weeks of holidays, sick days, and quiet spells; freelancers who plan for 52 fund their time off with debt.
Per-word pricing is a trap for commercial copy — experienced copywriters quote per asset or per project, with strategy and revisions scoped explicitly.